03301 221 221 

DEBT ADVICE 

DEBT ADVICE 

The MoneySavingExpert.com Guide to Mental Health & Debt 
Help, info, guidance and support for individuals and carers 
By Martin Lewis, Jenny Keefe & Marianne Curphey 
Below are a list of local charities and organisations that offer free advice and support, click on the logos to go to their website. 
Debt Free Advice 
0800 808 5697 – Monday to Friday 8am – 8pm 
Debt Free Advice provides free, independent, and expert support on all kinds of money worries, including debt as a result of health difficulties for struggling customers. 
Advice Waltham Forest Partnership 
0300 330 1175 (Citizens Advice Waltham Forest) 
Advice Waltham Forest Partnership have a large directory of agencies and organisations within the borough, that offer support on a range of topics. 
Money Advice Plus - Brighton & Hove 
08081 963699 - Monday to Friday 9am – 1pm, 2pm – 5pm 
Money Advice Plus is a registered charity (Money Advice & Community Support Service) with headquarters in Hove, helping and supporting people experiencing difficulty managing their money or financial affairs. 
Moneyworks - Brighton & Hove 
0800 988 7037 (Freephone) - Monday 3pm-7pm, Tuesday 9am-1pm, Wednesday 12.30pm-4.30pm, Thursday 12.30pm-4.30pm, Friday 10am-2pm 
Moneyworks is a council-funded project, which aims to provide cohesive and comprehensive money and debt advice to residents of Brighton and Hove. They run a telephone advice service on behalf of the Moneyworks partnership of providing free, independent advice to residents of Brighton and Hove on a whole range of money issues. 
St Lukes Advice Service - Brighton & Hove 
01273 549203 - Monday to Friday 9am – 5pm 
St Lukes Advice Service provide free advice, information and help with form filling in relation to debts, benefits, tax credits, pension credit, debt relief order and bankruptcy. They provide 1:1 support to people in need across the City of Brighton and Hove, helping people claim the benefits they need and managing debt. 
Ealing Advice Service 
03000 125464 (Local Rate) - Monday to Friday 10am-4pm 
Ealing Advice Service is a local service working to provide the people of Ealing with access to high-quality advice. The service brings together key advice agencies in Ealing to help. They can provide help from basic information to advice, to full legal representation from a specialist solicitor or caseworker. 
Haringey Law Centre  
020 8808 5354 - Monday to Friday 11am - 4:30pm 
Haringey Law Centre are a charity that provides independent legal advice and representation to people living and working in the London Borough of Haringey. 
Harrow Law Centre 
0208 8634355 - Monday to Friday 10am - 4pm 
Harrow Law Centre provides a free and independent legal advice service to people who live or work in the London Borough of Harrow. 
Mary Ward Legal Centre - London 
020 7269 5455 or 020 7269 0292 - Debt advice 
020 7831 7079 - Housing, welfare benefits and other enquiries 
Monday to Friday 10am - 4.30pm 
 
The Mary Ward Legal Centre provides free legal advice to Londoners. Over 100 years ago the Mary Ward Settlement was established to provide education and social services for the local community. The Settlement provided a free legal advice service for the local community. 
 
The Mary Ward Legal Centre promotes access to justice and quality legal advice services. They employ caseworkers and solicitors who provide advice and casework in complex debt, employment, housing and welfare benefits issues which often involve tribunal or court proceedings. 
Below are a list of national charities and organisations that offer free debt advice, click on the logos to go to their website. 
Step Change 
0800 138 1111 (Free) - Monday-Friday, 8am-8pm, Saturday 8am-4pm 
Live Web Chat available - Monday-Friday 8am-8pm (except bank holidays) and Saturday 9am-2pm. 
Step Change offer free debt advice that is based on a comprehensive assessment of your situation. They will then provide practical help and support for however long it’s needed. 
The Money Advice Service 
0800 138 7777 (Free) - Monday to Friday, 8am to 6pm 
Live Web Chat available - Monday to Friday, 8am to 6pm, Saturday, 8am to 3pm 
WhatsApp - +44 7701 342744 
The Money Advice Service are a free and impartial money advice service, set up by government. 
Citizens Advice 
03444 111 444 (England) - Monday to Friday 9am to 5pm 
03444 77 20 20 (Wales) - Monday to Friday 9am to 5pm 
Live Web Chat - Monday to Friday 8am and 7pm for Debt Advice, Monday to Friday 10am and 4pm for other advice 
Citizens Advice have a network of charities that offer confidential advice online, over the phone, and in person, for free, on a range of services. 
Christians Against Poverty 
0800 328 0006 
Christians Against Poverty help thousands of families with debt counselling and community groups, through local churches. 
The Money Charity 
0207 062 8933 
The Money Charity provide education, information, advice and guidance to people of all ages, helping them to manage their money well and increase their financial wellbeing. 
Business Debtline 
0800 197 6026 - Monday to Friday: 9am - 8pm 
Live Web Chat - Monday to Friday: 9am - 8pm 
Business Debtline give free and independent debt advice over the phone and online to business owners and the self-employed. 
National Debtline 
0808 808 4000 - Monday to Friday: 9am - 8pm, Saturday: 9:30am -1pm 
Live Web Chat - Monday to Friday: 9am - 8pm, Saturday: 9:30am -1pm 
National Debtline give free and independent debt advice over the phone and online. 
Turn2Us 
0808 802 2000 (Free from landlines and most mobiles) - Monday to Friday 9am - 5.30pm 
Turn2us is a national charity providing practical help to people who are struggling financially, they can help you find the support you need to get back on track. They have a benefits calculator on their website that tells you which means-tested benefits you may be entitled to, including tax credits. 
Below are a list of charities and organisations that offer advice and support, click on the logos to go to their website. 
Refuge 
0808 2000 247 Freephone 24-Hour National Domestic Abuse Helpline 
Live Web Chat Facility 
Contact Form and you can advise a safe time for them to contact you. 
Refuge offer support to women and children against domestic abuse. 
Mind 
0300 123 3393 - Monday to Friday 9am to 6pm(except for bank holidays). 
Text: 86463 
Mind can help you make choices about treatment, understand your rights or get the right support. 
Samaritans 
116123 (Free from landlines and mobiles) 24hour 
Web Chat 
Request Call Back 
Samaritans offer a safe place for you to talk any time you like, in your own way – about whatever’s getting to you. They won't judge you or tell you what to do, they will listen to you. 
Help4Addiction 
0203 955 7700 (Free) 24hour 
Web Chat 
Request Call Back 
Help4Addiction provide free and independent advice on a wide range of treatment options and can assist with detailed information on rehabilitation centres for alcohol addiction, drug addiction and behavioural addiction. 
SSAFA 
0800 731 4880 - Monday to Friday 9am - 5.30pm 
Web Chat 
 
SSAFA helps the armed forces community in a number of ways, providing direct support to individuals in need of physical or emotional care. 
Cruse Bereavement Care 
0808 808 1677 - Monday - Friday 9.30am - 5pm, Tuesday, Wednesday & Thursday 9.30am - 8pm, Weekends 10am - 2pm 
Web Chat - Monday - Friday 9am - 9pm 
 
Cruse Bereavement Care support you after the death of someone close. 
OK Rehab 
0800 326 5559  
 
OK Rehab specialises in local drug and alcohol rehab and addiction treatment. This treatment is available via both inpatient and outpatient treatment providers. 
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